Advantages of Unsecured Credit Cards for Bad Credit History

Designed for people with limited, poor or bad credit history.
Report to the major Consumer Reporting Agencies.
Unsecured cards (no security deposit required).
Credit limit up to $3,000 (some cards).
Periodic credit limit increases.

Orchard Bank Classic MasterCards

If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to build or rebuild credit, you may be interested in the Orchard Bank Classic Cards. As a cardmember, you'll also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment

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0% APR for 6 months on purchases and balance transfers,
for qualified applicants*
Accepted at millions of locations worldwide & on websites
Account information is updated and at your fingertips 24/7
Email and text messages to remind you of your due dates
On-call customer service representatives to assist you

Intro APR	Intro Period	Regular APR	Annual Fee	Bal Transfer	Credit Needed
0%	6 months	7.9% - 19.9%	$35 - $79	Yes	Poor Credit OK

NetSpend® Visa® Prepaid Debit Card

The NetSpend Visa Prepaid Debit Card is a convenient, safe and secure way to bank, transact and pay bills. Simply load your card via direct deposit, Western Union, Money Gram or other retail locations. Transact anywhere Visa is accepted and have access to your cash at millions of ATMs. Enroll in Direct Deposit and you will be upgraded to Premier status - receive NetSpend's best level of service at preferential pricing. With its iAdvance Line of Credit, you can borrow money. Making timely payments will help build your credit. The funds on your card are eligible to earn 5% APY interest and are FDIC insured up to $250,000. You can have up to three prepaid debit cards on your account to share with friends or family members. Fund transfers between these cards are free. NetSpend also has a referral program that rewards you with a $5 credit for every activated card you refer.

This is Debit Card

100% approval - No credit check required
Short-term iAdvance Line of Credit - Now available!
No overdraft fees or minimum balances
Online Bill Pay - Easily send a check to anyone

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$9.95	$0 or $9.95	$0	$10,000	0%	Any Credit OK

Vision Premier Prepaid Visa® Card

The Vision Premier Prepaid Visa Card is a prepaid debit card designed for those who are looking for the convenience and safety of a Visa-logo card without the risk of a credit card. With your prepaid VISA, you can shop online, pay bills online and have access to millions of ATMs around the world. There is a $1.95 charge for ATM withdrawls. There is also a rewards program where you can earn one point per dollar. Points can be redeemed for wireless airtime minutes: 200 points for each minute.

This is Debit Card

Guaranteed Approval
No Credit Check
FREE Online Bill Pay - pay your bills safely and quickly
FREE Direct Deposit - no more check-cashing fees
Chance to win $250 every month with direct deposit*

Setup Fee	Weekly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$0 - $9.95	$0 - $0.95	$0	$10,000	0%	Any Credit OK

AccountNow Prepaid Visa® Card

The AccountNow Prepaid Visa Card is one of the few prepaid cards that can report to a credit bureau. With its iAdvance Line of Credit, you can borrow money. Then, making timely payments back helps build your credit. As with all prepaid cards, simply load your card with cash through direct deposit, Western Union, Money Gram, Green Dot, or Visa Ready Link to get started. Your AccountNow Prepaid Visa card is much safer than cash. If your card is lost or stolen, you get the same protection Visa offers all of its customers around the world. This includes access to its millions of ATMs. All this with no credit check or no bank account to open!