While catalog credit cards have limitations they usually come with high credit limit ($5,000 or higher).
Most of them offer guaranteed approval regardless of your current credit score and do not require credit check or employment verification.
They also provide low APR compare to other "bad credit" credit cards. If used properly catalog credit cards will help you boost your credit score rather fast.
More credit building credit cards:
Prepaid Debit Cards with Free Credit Builder
Secured Credit Cards with Guaranteed Approval
Unsecured Credit Cards for Bad Credit History
Advantages of Catalog (Shopping) Credit Cards
- Report to all credit agencies (Experian, Equifax, and TransUnion).
- Credit limit much higher than other credit cards for bad credit.
- No credit checks. Guaranteed approval regardless of credit history.
- No employment verification. Establish credit history.
- Rebuild credit history after bankruptcy or divorce.
- No fees. No security deposit required. Low APR.
eElite Plus Shopping Card
- 0% APR with No Annual Fee
- Receive up to a $12,500 immediately*
- No Credit Check
- Unsecured Shopping Credit Line
- Credit Line is Reported to Major Credit Bureau
| Setup Fee | Annual Fee | Bal Transfer | Credit Limit | Regular APR | Credit Needed |
| $35 | $0 | No | $12,500 | 0% | Any Credit OK |
Horizon Gold Card
Get the Financial Freedom You Deserve! With the Horizon Gold Card there are No Credit Checks and No Turndowns.- Instant Guaranteed Approval
- Initial $500 Unsecured credit limit
- Reports Positively to Major Credit Bureau
- Get the Benefits and Credit you Deserve
- No Credit Checks
- No Turndowns
| Setup Fee | Annual Fee | Bal Transfer | Credit Limit | Regular APR | Credit Needed |
| $0 | $0 | No | $500 | 0% | Any Credit OK |
Fingerhut® Credit Account
If you apply and are accepted for a Fingerhut Credit Account issued by MetaBank, who determines eligibility and qualifications for the terms of credit.- Apply for a Fingerhut Credit Account
- Low monthly payments*
- No annual fees
- No down payment
| Intro APR | Intro Period | Bal Transfer | Annual Fee | Regular APR | Credit Needed |
| N/A | N/A | No | $0 | 24.9% - 29.9% | Any Credit OK |
eElite Plus Shopping Card
Fast and easy approvals! $10,000.00 line of credit at our national platinum online mega-store and an automatic $2,500.00 account advance!- 0% Interest on all Unpaid Balances!
- No Late Payment Fees
- No Job requirements!
- No Credit Checks or Turndowns!
- Includes $10,000 Unsecured Merchandise Credit Line!
| Setup Fee | Monthly Fee | Bal Transfer | Credit Limit | Regular APR | Credit Needed |
| $99.95 | $14 | No | $10,000 | 0% | Any Credit OK |
Diamond Platinum Shopping Card
- *Guaranteed Online Approval
- No Credit Checks or Credit Turndowns
- No Employment Verifications
- Credit Limit Increases Available
- Establish Credit By Reporting to Major Credit Bureau
| Setup Fee | Annual Fee | Bal Transfer | Credit Limit | Regular APR | Credit Needed |
| $9.95 | $0 | No | $7,500 | 0% | Any Credit OK |
ePlatinum+ Shopping Card
- Buy NOW and Pay LATER
- Receive up to a $12,500 Unsecured Merchandise Credit Line*
- 0% APR with No Annual Fee
- Low Minimum Monthly Payments
- Credit Limits Increases Available
| Setup Fee | Annual Fee | Bal Transfer | Credit Limit | Regular APR | Credit Needed |
| $99 | $0 | No | $12,500 | 0% | Any Credit OK |
More credit building credit cards:
Prepaid Debit Cards with Free Credit Builder
Secured Credit Cards with Guaranteed Approval
Unsecured Credit Cards for Bad Credit History
