Enjoy the Benefits of Your Good Credit
- 0% Intro APR
- Balance Transfer
- High Credit Limits
- Low Interest Rates
- Discounts & Rewards
Orchard Bank Classic MasterCards
If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to build or rebuild credit, you may be interested in the Orchard Bank Classic Cards. As a cardmember, you'll also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment- 0% APR for 6 months on purchases and balance transfers,
for qualified applicants* - Accepted at millions of locations worldwide & on websites
- Account information is updated and at your fingertips 24/7
- Email and text messages to remind you of your due dates
- On-call customer service representatives to assist you
| Intro APR | Intro Period | Regular APR | Annual Fee | Bal Transfer | Credit Needed |
| 0% | 6 months | 7.9% - 19.9% | $35 - $79 | Yes | Poor Credit OK |
Miles by Discover® Card
- 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- Book any travel, anytime with no blackout dates or restrictions
- 1 Mile for every $1 on all your other purchases
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
- Unlimited Miles that never expire
- No Annual Fee
| Intro APR | Intro Period | Regular APR | Annual Fee | Bal Transfer | Credit Needed |
| 0% | 6 Months | 11.99% - 19.99% | $0 | Yes | Good Credit |
Upromise® World MasterCard®
- 10% extra college savings
on thousands of eligible grocery and drugstore items - 2% extra college savings
on eligible gas purchases at Exxon and Mobil locations - 1% college savings on every purchase
- Get $25 college savings
after the first qualified use of your account - No annual fee
| Intro APR | Intro Period | Regular APR | Annual Fee | Bal Transfer | Credit Needed |
| 0% | 7 or 10 months | 12.99-20.99% | $0 | Yes | Good |
Simmons First Visa® Platinum Rewards
The Simmons First Visa Platinum Rewards credit card combines a low interest rate with a points-based rewards program. You earn 1 point per net dollar spent on your credit card. Points can be redeemed for miles at any US airline with no blackout dates or seat restrictions. You also have other travel reward options including hotels, cruises, vacation packages, car rentals, and restaurants. Redeeming points with this credit card is a simple, one-stop process and is even supported by a toll-free service number. There has no annual fee and is perfect for people with excellent credit.- Travel rewards - cardholders who enroll in the program receive one point per net dollar spent
- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.25% variable standard purchase APR & platinum benefits
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
| Intro APR | Intro Period | Regular APR | Annual Fee | Bal Transfer | Credit Needed |
| N/A | N/A | 9.25% | $0 | Yes | Excellent |
IBERIABANK Visa® Classic Card
The IBERIABANK Visa Classic is ideal for those who want to pay over time. For those who keep a balance, a low interest rate is far more important than any rewards program. This credit card starts off with a low balance transfer rate of 1.99% for 6 months and has a low APR afterwards. IBERIABANK Visa Classic card has a low balance transfer fee and no annual fee.- Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
- Online access to credit card account information
- No annual membership fee
- 25 day grace period
| Intro APR | Intro Period | Regular APR | Annual Fee | Bal Transfer | Credit Needed |
| N/A | N/A | 7.25% - 13.25% | $0 | Yes | Excellent |
IBERIABANK Visa® Select
- Introductory Rate of 7.5% for 12 Months from date opened on Purchases
- Introductory Rate of 7.5% for the first 12 billing cycles on Balance Transfers. Applies to balance transfers processed within three months of your account open date
- Low Ongoing Variable Rate APR after introductory period Prime + 4.25%
- Online access to credit card account information
- No transaction fee for balance transfers
- 25 day grace period
| Intro APR | Intro Period | Regular APR | Annual Fee | Bal Transfer | Credit Needed |
| 7.5% | 12 Months | 7.5% | $45 | Yes | Excellent |
Simmons First Visa® Platinum
The Simmons First Visa Platinum credit card offers one of the lowest interest rates in the country for both balance transfers and purchases. There is no annual fee or balance transfer fee. Even the cash advance and penalty APRs are lower than other issuers. If you have excellent credit and want a card with straightforward low-rate pricing, this is an excellent card.- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- 7.25% variable standard purchase APR & platinum benefits
- No balance transfer fee for balances transferred for this offer
- No Annual Fee
| Intro APR | Intro Period | Regular APR | Annual Fee | Bal Transfer | Credit Needed |
| N/A | N/A | 7.25% | $0 | Yes | Excellent |
