If you don't have a credit history, it can be hard to get a credit card or a loan. Establishing new credit history can be a catch 22. Start building your credit score by applying for couple of credit cards specifically designed for people with no credit history.

Orchard Bank Classic MasterCards

If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to build or rebuild credit, you may be interested in the Orchard Bank Classic Cards. As a cardmember, you'll also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment

Intro APR	Intro Period	Regular APR	Annual Fee	Bal Transfer	Credit Needed
0%	6 months	7.9% - 19.9%	$35 - $79	Yes	Poor Credit OK

Public Savings Bank OPEN SKY Secured Visa® Credit Card

Public Savings Bank's OPEN SKY Secured Visa® Credit Card helps build your credit history at all the major credit bureaus - with a $200 minimum security deposit. Build credit history - we report to all 3 major credit bureaus. No credit check for approval. Prime plus 6.5% variable APR - Not an introductory rate. No checking account required.

Intro APR	Intro Period	Regular APR	Annual Fee	Bal Transfer	Credit Needed
N/A	N/A	9.75%	$0	No	Any Credit OK

Vision Premier^sm - Paycheck Card

Vision Premier^sm - Paycheck Card is a prepaid debit card designed for those who are looking for the convenience and safety of a Visa-logo card without the risk of a credit card. With your prepaid VISA, you can shop online, pay bills online and have access to millions of ATMs around the world. There is a $1.95 charge for ATM withdrawls.

Setup Fee	Weekly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$9.95	$0 - $0.95	$0	N/A	0%	Good

Platinum Zero® Secured Visa® from Applied Bank®

Genuine Secured Visa Platinum Credit Card with 0% APR on Purchases.

Extra Card	Min Deposit	Annual Fee	Credit Limit	Regular APR	Credit Needed
see terms	$500	see terms	up to $5,000	0%	Any Credit OK

NetSpend® Visa® Prepaid Debit Card

The NetSpend Visa Prepaid Debit Card is a convenient, safe and secure way to bank, transact and pay bills. Simply load your card via direct deposit, Western Union, Money Gram or other retail locations. Transact anywhere Visa is accepted and have access to your cash at millions of ATMs. Enroll in Direct Deposit and you will be upgraded to Premier status - receive NetSpend's best level of service at preferential pricing. With its iAdvance Line of Credit, you can borrow money. Making timely payments will help build your credit. The funds on your card are eligible to earn 5% APY interest and are FDIC insured up to $250,000. You can have up to three prepaid debit cards on your account to share with friends or family members. Fund transfers between these cards are free. NetSpend also has a referral program that rewards you with a $5 credit for every activated card you refer.

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$9.95	$0 or $9.95	$0	N/A	0%	Any Credit OK

AccountNow® Prepaid Visa® Card

Since it is one of the few prepaid credit cards that can report to a credit bureau, this card is one option for those whose goal it is to build credit. Keep in mind, though, that this is not a credit card. Like all prepaid credit cards, this card must first be loaded with cash - through direct deposit, Western Union, Money Gram, Green Dot, or Visa Ready Link. This prepaid credit card carries the same protections offered to other Visa customers and can be used at ATMs without the risk of overdraft fees (though one complimentary ATM withdrawal is offered per month, a $2 ATM fee does apply; balance inquiries are $1).

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$0	$0 - $4.95	$0	N/A	0%	Any Credit OK

More credit score building credit cards:
Prepaid Debit Cards with Free Credit Builder
Secured Credit Cards with Guaranteed Approval
Unsecured Credit Cards for Bad Credit History