Prepaid Visa & Prepaid MasterCard can be used anywhere that regular credit cards are accepted. Prepaid debit cards issued to a specific person, but are replenishable. Most of prepaid debit cards require NO credit check or other verifications. Some prepaid debit cards offers cash back or rewards programs, other allows you to win big prizes in sweepstake programs. Another benefit is the ability of the cardholder to rent vehicles, make purchases online, and make cash withdrawals. Most of the prepaid debit cards allow direct deposit, so the user will not have to pay check-cashing fees.

Advantages of PrePaid Debit Cards

NetSpend® Visa® Prepaid Debit Card

The NetSpend Visa Prepaid Debit Card is a convenient, safe and secure way to bank, transact and pay bills. Simply load your card via direct deposit, Western Union, Money Gram or other retail locations. Transact anywhere Visa is accepted and have access to your cash at millions of ATMs. Enroll in Direct Deposit and you will be upgraded to Premier status - receive NetSpend's best level of service at preferential pricing. With its iAdvance Line of Credit, you can borrow money. Making timely payments will help build your credit. The funds on your card are eligible to earn 5% APY interest and are FDIC insured up to $250,000. You can have up to three prepaid debit cards on your account to share with friends or family members. Fund transfers between these cards are free. NetSpend also has a referral program that rewards you with a $5 credit for every activated card you refer.

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$9.95	$0 or $9.95	$0	$10,000	0%	Any Credit OK

Vision Premier Prepaid Visa® Card

The Vision Premier Prepaid Visa Card is a prepaid debit card designed for those who are looking for the convenience and safety of a Visa-logo card without the risk of a credit card. With your prepaid VISA, you can shop online, pay bills online and have access to millions of ATMs around the world. There is a $1.95 charge for ATM withdrawls. There is also a rewards program where you can earn one point per dollar. Points can be redeemed for wireless airtime minutes: 200 points for each minute.

Setup Fee	Weekly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$0 - $9.95	$0 - $0.95	$0	$10,000	0%	Any Credit OK

AccountNow Prepaid Visa® Card

The AccountNow Prepaid Visa Card is one of the few prepaid cards that can report to a credit bureau. With its iAdvance Line of Credit, you can borrow money. Then, making timely payments back helps build your credit. As with all prepaid cards, simply load your card with cash through direct deposit, Western Union, Money Gram, Green Dot, or Visa Ready Link to get started. Your AccountNow Prepaid Visa card is much safer than cash. If your card is lost or stolen, you get the same protection Visa offers all of its customers around the world. This includes access to its millions of ATMs. All this with no credit check or no bank account to open!

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$0 - $9.95	$9.95	$0	$10,000	0%	Any Credit OK

Silver Card Prepaid MasterCard® Card

Silver Card Prepaid MasterCard® Card is accepted all over the world, anywhere MasterCard is accepted. Use Silver Card Prepaid MasterCard® Card to pay bills online and have instant access to cash when you set up free direct deposit. You can also fund your SilverCard at many retail locations nationwide, including Western Union and MoneyGram. Free email alerts, free text message alerts and free online account management will help you stay on top of your account activity. Plus, you'll get peace of mind with this card: the MasterCard Zero Liability Policy protects you from unauthorized or fraudulent transactions.

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$0 - $9.95	$3.95	$0	$10,000	0%	Any Credit OK

Facecard Prepaid MasterCard® Card

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$5	$0 - $3	$0	$5,000	0%	Any Credit OK

Wired Plastic Prepaid Visa® Card

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$9.95	$3.95	$0	$10,000	0%	Any Credit OK

Current by Discover® - Teen Prepaid Debit Card

When it comes to money, parents and teens can finally get on the same page with the Current by Discover prepaid card. It's a prepaid card so it won't have an impact on you or your teen's credit history. You both can decide on daily, weekly, or monthly spending limits and then easily add funds from a credit card or bank account. You can even set it up with regular direct deposit transfers. And the money is protected if the prepaid card is lost or stolen with a $0 liability guarantee. You also control the ability to activate and deactivate the account at any time. Parents can track teen card use in detail. Plus the card comes with special discounts at places like Domino's Pizza and Target.com. There are 7 unique card designs to choose from. Teach financial independence and develop good spending habits with the Current by Discover prepaid card.

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$0	$5	$0	$10,000	0%	Any Credit OK

READYdebit Visa® Prepaid Card

If you are fed up with checking accounts that have high overdraft fees look into the READYdebit Prepaid Visa Card. There are no overdraft fees or bounced check fees! It's easy to load your card with money at participating retail stores such as Wal-Mart, Walgreens, Rite Aid or anywhere you see the Visa ReadyLink logo. You can also load your card using free direct deposit and free bank account transfers. Plus, you can send money from one READYdebit Prepaid Visa Card to another for free. Remember, your money is safer using a prepaid card than cash: deposits are FDIC-insured and purchases are covered by Visa Zero Fraud Liability protection.

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$10.00	$5.00	$0	$10,000	0%	Any Credit OK

Green Dot® Gold PrePaid MasterCard®

The Green Dot Prepaid MasterCard is perfect for shopping online, paying monthly bills and even everyday purchases. Get the convenience of a credit card you can use it anywhere MasterCard debit cards are accepted without the tough approval process or debt risk. There are no credit checks and there is no bank account required. Green Dot Gold Prepaid MasterCard offers free direct deposit. You can also buy a Green Dot MoneyPak Universal Reload at thousands of locations nationwide, including Rite Aid, Walgreens, CVS and Radio Shack. Your money is protected if your card is ever lost or stolen.

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$4.95	$0 - $4.95	$0	$5,000	0%	Any Credit OK

Baby Phat Prepaid Visa® RushCard

The Baby Phat Prepaid Visa RushCard can be used anywhere Visa is accepted. It is a prepaid card so it doesn't have an APR and doesn't have a credit limit. What makes this card unique is that it offers discounts at many participating retailers including Target.com, NINE WEST and NEW YORK & COMPANY. Plus, there is a Refer-A-Frend program! Refer friends or family to open a RushCard and you will be credited $5 as soon as they become an active member. If you are tired of using cash and looking for something more secure and convenient, you should find this a refreshing alternative. The fees are average for a prepaid card but it is well worth it.

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$19.95	$0	$0	$9,999	0%	Any Credit OK

NetSpend® MasterCard® Prepaid Debit Card

The NetSpend Mastercard Prepaid Debit Card is a convenient, safe and secure way to bank, transact and pay bills. Simply load your card via direct deposit, Western Union, Money Gram or other retail locations. Transact anywhere Mastercard is accepted and have access to your cash at millions of ATMs. Enroll in Direct Deposit and you will be upgraded to Premier status - receive NetSpend's best level of service at preferential pricing. The funds on your card are eligible to earn 5% APY interest and are FDIC insured up to $250,000. You can have up to three prepaid debit cards on your account to share with friends or family members. Fund transfers between these cards are free. NetSpend also has a referral program that rewards you with a $5 credit for every activated card you refer.

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$9.95	$0 or $9.95	$0	$10,000	0%	Any Credit OK

AccountNow Prepaid MasterCard®

Enjoy free direct deposit, avoid check-cashing fees and even potentially build your credit with the AccountNow Prepaid MasterCard. With AccountNow's bill pay service, your payment history is submitted to PRBC, a credit bureau that specializes in helping people establish credit. AccountNow now offers the iAdvance Line of Credit which allows you to borrow money, make timely payments and will also build your credit. Remember your prepaid MasterCard is safer than cash and accepted everywhere MasterCard is.

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$0 - $9.95	$9.95	$0	$10,000	0%	Any Credit OK

The Juniper MasterCard® Prepaid Card

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$5.95	$0 - $5	$0	$10,000	0%	Any Credit OK

UPside Visa® Prepaid Card for Teens

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$0	$0*	$0	$1,500	0%	Any Credit OK

More credit building credit cards:
Secured Credit Cards with Guaranteed Approval
High Credit Limit Catalog (Shopping) Credit Cards
Unsecured Credit Cards for Bad Credit History