Unlike many standard credit cards, student credit cards are available to college students who do not have a regular, minimum income and credit history. They often come with money saving offers including low rates for an introductory period, shopping discounts and free CDs. Flexing student credit cards has the additional benefit of creating a credit history that can be used for future loans and mortgage applications.

Advantages of Student Credit Cards

Discover® Student Card

Sign up for a Discover Student Card today and enjoy a 0% Interest * on Purchases for 6 months. Pay no annual fee and have peace of mind with our $0 Fraud Liability guarantee. Plus, enjoy Easy Online Account Management Options.

Intro APR	Intro Period	Regular APR	Annual Fee	Bal Transfer	Credit Needed
0%	6 months	14.99%	$0	Yes	Fair Credit

Discover® Student Card - Clear

Intro APR	Intro Period	Regular APR	Annual Fee	Bal Transfer	Credit Needed
0%	6 months	14.99%	$0	Yes	Fair Credit

Orchard Bank Classic MasterCards

If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to build or rebuild credit, you may be interested in the Orchard Bank Classic Cards. As a cardmember, you'll also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment

Intro APR	Intro Period	Regular APR	Annual Fee	Bal Transfer	Credit Needed
0%	6 months	7.9% - 19.9%	$35 - $79	Yes	Poor Credit OK

Discover® Student Card - Monogram Collection

or students looking for an excellent credit card with cash back rewards the Discover Student Card - Monogram Collection is the right place to start. This card offers up to 5% cash back on purchases in categories such as gas stations, restaurants and clothing stores. Enjoy a 0% introductory APR on purchases for 6 months and then an average APR for a student card with no annual fee. Although this card is specifically designed for full-time students of four-year colleges and universities, Discover often makes exceptions for community colleges and trade schools.

Intro APR	Intro Period	Regular APR	Annual Fee	Bal Transfer	Credit Needed
0%	6 months	14.99%	$0	Yes	Fair Credit

AccountNow Prepaid Visa® Card

The AccountNow Prepaid Visa Card is one of the few prepaid cards that can report to a credit bureau. With its iAdvance Line of Credit, you can borrow money. Then, making timely payments back helps build your credit. As with all prepaid cards, simply load your card with cash through direct deposit, Western Union, Money Gram, Green Dot, or Visa Ready Link to get started. Your AccountNow Prepaid Visa card is much safer than cash. If your card is lost or stolen, you get the same protection Visa offers all of its customers around the world. This includes access to its millions of ATMs. All this with no credit check or no bank account to open!

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$0 - $9.95	$9.95	$0	$10,000	0%	Any Credit OK

NetSpend® Visa® Prepaid Debit Card

The NetSpend Visa Prepaid Debit Card is a convenient, safe and secure way to bank, transact and pay bills. Simply load your card via direct deposit, Western Union, Money Gram or other retail locations. Transact anywhere Visa is accepted and have access to your cash at millions of ATMs. Enroll in Direct Deposit and you will be upgraded to Premier status - receive NetSpend's best level of service at preferential pricing. With its iAdvance Line of Credit, you can borrow money. Making timely payments will help build your credit. The funds on your card are eligible to earn 5% APY interest and are FDIC insured up to $250,000. You can have up to three prepaid debit cards on your account to share with friends or family members. Fund transfers between these cards are free. NetSpend also has a referral program that rewards you with a $5 credit for every activated card you refer.

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$9.95	$0 or $9.95	$0	$10,000	0%	Any Credit OK

Baby Phat Prepaid Visa® RushCard

The Baby Phat Prepaid Visa RushCard can be used anywhere Visa is accepted. It is a prepaid card so it doesn't have an APR and doesn't have a credit limit. What makes this card unique is that it offers discounts at many participating retailers including Target.com, NINE WEST and NEW YORK & COMPANY. Plus, there is a Refer-A-Frend program! Refer friends or family to open a RushCard and you will be credited $5 as soon as they become an active member. If you are tired of using cash and looking for something more secure and convenient, you should find this a refreshing alternative. The fees are average for a prepaid card but it is well worth it.

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$19.95	$0	$0	$9,999	0%	Any Credit OK

Wired Plastic Prepaid Visa® Card

Setup Fee	Monthly Fee	Annual Fee	Credit Limit	Regular APR	Credit Needed
$9.95	$3.95	$0	$10,000	0%	Any Credit OK